Yearly Archives: 2023

Staff and administrators of three children’s homes in St Catherine and St Andrew operated by the Mustard Seed Communities were overjoyed after receiving a donation of personal care and food items from the JN Foundation and employees across the JN Group, recently.

The three children’s homes which benefited were: Sophie’s Place in Gordon Town, St Andrew; My Father’s House, also in St Andrew; and Jerusalem, located in Spanish Town, St Catherine.

The homes received a total of 3,584 baby and adult diapers; 2,500 baby wipes; 1,000 feeding tubes and 300 packages of food drink.

“We are elated!” a very pleased Christine Madden Watson, administrator at Sophie’s Place exclaimed after being presented with the items by a team from the Foundation recently.

“The needs are ongoing. The children [who] we have are physically disabled and many of them are on medication so their nutritional needs are great. So we are always in need of dietary supplies,” she said.

Mrs Madden Watson was especially grateful for the diapers donated, noting that the ones provided by the Foundation are more resilient than the ones they currently have in stock.

 “This particular brand diaper came just in time,” explained Mrs Watson.

Since 2013, the JN Foundation and employees of The Jamaica National Group have been supporting Sophie’s Place. Over the years, groups of JN employees also supported individual children by covering some of their monthly expenses.

Ezlyn McKenzie, administrator of My Father’s House in St Andrew was similarly grateful for the benevolence of the JN Foundation and JN employees. “We are a charitable organisation and the donation received from the JN Foundation is appreciated,” she said.

The home caters to 36 residents- 20 boys and 16 girls. They are physically and mentally challenged and are wheelchair-bound.

Chevanese Peters, programmes coordinator at the JN Foundation said the donation was made possible through a ‘Comfort for Christmas’ initiative organised by the JN Foundation where employees of The Jamaica National Group contributed diapers and funds towards the initiative.

“We know the needs at the Mustard Seed Communities are great and our members of staff did not hesitate to support the initiative and were happy to contribute,” she pointed out.

“Diapers and wipes were received through our ‘Comfort for Christmas’ initiative while the feeding tubes and food drink were acquired through our ‘Funds to Fuel a Nation’ project, where employees have been committing monthly donations that go towards funding the Mustard Seed Communities and other community projects,” she said.

Christmas is a time for giving, but it’s also a time when many persons overspend, with some even borrowing to cover Christmas expenses. However, Rose Miller, lead for Financial Empowerment at the JN Foundation, advises that this is a time for one to be most careful about managing expenses.

“Struggling financially especially around the Christmas holidays is a reality for many individuals. But there are things we can do to try and avoid extra debt that will carry over into the New Year,” she pointed out.

Mrs Miller recommends the following tips to manage expenses at Christmas:

Assess your finances ahead of time
The first step should be to sit down and assess one’s current financial situation. She recommends that persons ask themselves the following questions: ‘What have I got saved up for the holidays?’ ‘How many paydays do I have between now and when I need to buy gifts, food, and finance other expenses for the holiday?’ She noted that having a rough idea of what you have to work with, and what you can realistically save between now and then can help you to stay grounded.

Set a budget and stick to it
Once you have a good idea of your financial situation, she advised, that is a starting point to figuring out where the money needs to be spent. Gifts, she pointed out, aren’t the only holiday expenses.

“Visiting and/or entertaining relatives and friends can add up, as can food, sprucing up the home, and even the cost of attending a work function,” she said.

Factor in your regular expenses
She informed that aside from purchasing gifts during the holidays, one’s regular expenses, such as rent or mortgage, still need to be paid.

“There are the utilities, credit cards, loans, childcare expenses, and your regular grocery shopping that have to be paid,” she noted.

Make your Christmas Gift list
She informed that when making one’s Christmas list, it is important to decide which people on the long list will receive gifts and those to whom it would just be nice to show appreciation. “Making homemade gifts is an option and sometimes will be more appreciated by the receiver,” she said.

Spend wisely
The JN Foundation financial empowerment expert warned that persons should avoid impulsive purchases and going after deals; it can be tempting to splurge when faced with these offers. “But before you make a purchase, ask yourself: ‘Who is this for?’ ‘Is this person on my gift list?’ ‘Do I really think they would like it, or am I focusing on the price?’  or ‘What other gift is this replacing?’” she said.

Track your spending
Mrs Miller noted that staying on top of your spending can help to avoid any unexpected worries. Tracking your holiday budget on a spreadsheet, app or notebook can be a good start, but checking your account and credit card statement regularly, and noting any other unexpected expenses that may have popped up are other options to consider.